Our Appetite

LightSpeed MLP provides Primary Private and Not-for-Profit Management Liability coverage on “A” Rated Lloyd’s Paper — built for speed, breadth, and broker flexibility.

Four Core Coverages. One Flexible Program.

Available blended or stand-alone, with shared or separate limits — tailored to fit your client’s exact needs.

Directors & Officers

Protects executives and board members from personal liability arising from management decisions and corporate governance.

Employment Practices Liability

Covers claims from employees alleging wrongful termination, harassment, discrimination, wage disputes, and more.

Fiduciary Liability

Protects plan administrators and trustees from claims alleging mismanagement of employee benefit plans under ERISA.

Commercial Crime

Coverage for employee theft, forgery, computer fraud, wire transfer fraud, and other crime-related financial losses.

Limits

Class of Business

Broad Terms. Built-In

LightSpeed MLP includes multiple coverage enhancements as standard — giving your clients protection that goes well beyond the basics.

Crisis Expense
Derivative Demand
Inquiry Coverage
Books and Records
Outside Entity Executive Coverage
Wage and Hour
Immigration Costs
Workplace Violence
Employee Privacy Violation
Employed Lawyers
Additional Side A Limits
No Hammer Clause

The LightSpeed Difference

Speed, breadth, and expertise — all in one wholesale partner.

28 Quotes in Minutes

Get up to 28 option quotes delivered at once — not hours or days later. Built for the speed your clients demand.

"A" Rated Lloyd's Paper

Coverage backed by "A" Rated Lloyd's of London paper — giving your clients and their boards the security they need.

Manuscript Solutions

Ability to manuscript and provide creative solutions for risks that don't fit the standard mold.

Exceptional Claims Support

Dedicated claims expertise ensures your clients get the support they need when it matters most — fast and fair.

EPL Risk Management

EPL risk management resources branded with Gordon Rees — helping clients proactively manage employment practices exposure.

No Hammer Clause

No coercive settlement provisions — insured persons retain the right to contest claims without penalty on coverage.

Classes We Do Not Write.

LightSpeed MLP will consider most classes of business. The following industries are currently outside our appetite.

Not Eligible

Applications from the following business types will not be considered at this time.

Crypto
Cannabis
Firearms
HOAs / COAs
Opioid Related Companies
Adult Entertainment
Auto Dealerships
Hospitals
Mining
Nursing Homes
Prisons
Financial Institutions
Online Gambling
Let's get started

Don't get left behind

Stay ahead of the competition with LightSpeed MLP – don’t get left behind.

Why Choose Us

Key Benefits of Partnering with LightSpeed MLP

In today’s complex business environment, professionals and decision-makers face unprecedented challenges. At LightSpeed MLP, we provide specialized liability insurance solutions that help protect what matters most—your leadership, your reputation, and your livelihood.

Whether you’re a corporate executive, board member, consultant, or business owner, our tailored programs are built to respond when it matters most.

Complete Protection Under One Roof

Our packaged policy consolidates multiple liability exposures into one streamlined program—simplifying administration while minimizing costly coverage gaps.

Legal Defense and Financial Security

We cover defense costs, settlements, judgments, and regulatory fines—helping to protect corporate solvency and executive peace of mind.

Competitive Business Advantage

Demonstrating robust leadership protection helps attract, retain, and empower high‑caliber directors and officers.

Reputation & Financial Stability

An insured response reduces the reputational footprint of legal claims and supports uninterrupted operations.

Help Center

Got a question? Get your answers

Quick answers to questions you may have. Can’t find what you’re looking for? Check out our full documentation.
1. What is management and professional liability insurance, and why do I need it?

Management and professional liability insurance protects business leaders, board members, and professionals from claims related to mismanagement, negligence, or errors in their services. It’s essential because even one lawsuit—whether valid or not—can cause significant financial and reputational damage.

Unlike generic policies, our programs are customized to the unique risks of executives, professionals, and organizations. We combine proactive risk assessment, specialized coverages, and claims advocacy to ensure you’re not just insured but truly protected.

We serve a wide range of clients, including corporate executives, startups, consultants, healthcare professionals, technology companies, financial institutions, nonprofits, and more. If you hold responsibility or provide expertise, you need tailored protection.

When a claim arises, our team steps in immediately. We provide legal defense support, claims management, and ongoing guidance—helping to reduce disruption and safeguard your financial and professional reputation.

Our advisors work closely with you to assess your industry, role, and specific risks. From D&O to E&O, EPLI, or fiduciary coverage, we design a program that fits your exact needs, giving you confidence and peace of mind.